Terms & Conditions

By accessing or using S&P USA services, you agree to the following Terms & Conditions.

Eligibility

Users must be legally authorized retailers, distributors, consumers, or representatives permitted to use the platform.

Account Responsibility

Users are responsible for maintaining the confidentiality of their login credentials and all activities conducted under their account.

Orders & Transactions

• All orders are subject to availability and approval.
• Pricing, offers, and schemes may change without prior notice.
• Users must provide accurate information during ordering and registration.

Loyalty & Rewards

• Reward points have no cash value unless specifically stated.
• The Company may modify or discontinue reward programs at any time.

Payments

Payments are processed through authorized payment providers. Users agree to comply with all payment requirements and applicable charges.

Prohibited Activities

Users shall not:

• Misuse the platform
• Upload false documents
• Attempt unauthorized access
• Violate applicable laws or regulations

Intellectual Property

All content, trademarks, software, and platform materials remain the property of S&P USA.

Limitation of Liability

The Company shall not be liable for indirect, incidental, or consequential damages arising from use of the platform.

Termination

The Company reserves the right to suspend or terminate accounts that violate these terms.

Governing Law

These Terms shall be governed by the laws applicable in the jurisdiction where the Company operates.